Insights
Ten views of where your money goes, from plan against actual to a forecast a year ahead and "Can I afford this?".
Insights answers questions like “why is this month worse than the last one?” and “where did it all go?” without a spreadsheet. Pick a view at the top and, if you like, one account. Tap any bar or slice to see the transactions it’s made of. On a phone, wide tables (Year, Show as table) scroll sideways while the category column stays put.
| View | What it shows |
|---|---|
| Plan vs actual | each category’s spending against its plan this month |
| Trends | this month against last month on the same day: income, spending, and the categories that moved most |
| Cash flow | money in and out, month by month |
| Forecast | your budget accounts’ balance day by day, 3, 6 or 12 months ahead |
| Calendar | spending per day, and your average by day of the week |
| Top merchants | where most of your money goes |
| Fixed vs flexible | what you have to pay against what you choose to |
| Net worth | all your accounts together, over time |
| Money flow | a diagram from income to categories |
| Year | the whole year, month by month |
The forecast and “Can I afford this?”
The forecast adds up what’s planned: bills and income on their dates (yearly ones and price changes too), everyday spending at the pace of your plan, taxes, and money going into funds.
- Month by month shows where each month ends and its lowest day. Months that dip below your safety buffer are highlighted.
- Ending in view lists bills that stop within the forecast, and how much that frees up.
- Can I afford this? Type an amount and a month: you see the lowest balance after the purchase and the month where things get tight, if any.
Empty charts?
The charts need a little history. Import a statement covering a few months (see Import from your bank) and they fill in straight away. Category colours are the same on every chart.