Bills and reminders
Rent, subscriptions, salary and anything else that repeats. Plan them once, mark them paid, let autopay record them, and get reminded before they're due.
A bill is anything that repeats: rent, your phone, subscriptions, insurance, and also income like your salary. You describe it once, and it appears in every month it’s due.
Two views
Calendar shows the month as a grid; tap a day to plan a bill or income on that date. Timeline is a list in date order with each payment’s status: expected, paid, skipped or moved.
Pick the month at the top. You can look up to a year ahead.
Plan a bill
Tap + next to Calendar and Timeline, or on a phone the round + above the tab bar → Plan a bill (or Plan income), or Plan a bill on the Overview. Then fill in:
- name and amount (exact, or approximate if it changes: electricity, for example);
- category and the account it’s paid from;
- how often: monthly, every few months, yearly, weekly or every two weeks, and on which day;
- when it starts and, if it stops (a loan, a contract), when it ends. Or type how many payments are left (“12”) and the end date is set for you; change the date and the number follows. Clear the field to type a new number;
- the fund it’s paid from, if you’re saving up for it (see Funds);
- whether it’s a subscription.
Bills lower your Safe to spend before they’re paid, so you never count money that’s already promised.
When a bill is paid
- Mark paid (for income, Mark received) asks for the exact amount and the account, and records the transaction. If the bill is still ahead, it’s dated today.
- Automatic matching: when a transaction comes in that fits a bill (similar amount, a few days around the due date, the same payee), the bill is marked paid by itself. You don’t record it twice.
- Paid automatically: turn this on for a bill that’s debited without you (a direct debit). On the due day, from 6:00 your time, the payment is recorded by itself. When your statement arrives later, the bank’s line takes its place.
Change one month only
Open a payment to:
- Skip this month;
- Move to another day (a paid one too: its transaction moves with it);
- Change this month’s amount without touching the rest of the year;
- edit or delete the payment that was recorded.
Edit bill changes the whole plan: a new price from a date, a different schedule, or delete it.
Bills that end
Under Ending you see bills with an end date, soonest first: the last payment, how many and how much are left (“8 left · €2,400 to go”), and how much a month frees up from when.
Credit card payments
Once a credit card’s statement closes, its payment shows up in Bills on the due day as “Visa payment”, tagged Card, with what’s left of the statement and the minimum. After the due day it reads Overdue · interest likely. Tap the row: Pay offers Full, Minimum or Other and records a transfer; the card can also pay itself on the due day. A card in another currency is here too, at today’s rate with the card’s own amount next to it, and you pay it in the card’s currency. With an interest rate set, Interest ·
Found in your transactions
After you import a few months, the app looks for regular charges and suggests turning them into bills. One tap each.
Reminders
In Settings → Notifications, turn on reminders for each device. You can choose how many days before the due date to be reminded, and whether amounts appear in the notification. Reminders arrive between 9:00 and 21:00 your time.
- Web: works in Chrome, Edge, Firefox and Safari. On an iPhone, only from the app added to the Home Screen.
- Android app: regular notifications.
Credit cards get their own reminders: a payment coming up, the minimum due tomorrow, the payment due today (not for cards that pay themselves).
Your taxes appear among your bills too, marked Tax (see Taxes).